Learners or learners relative to qualifying the following criteria shall be eligible to be the loan applicant:
Age should be between 23 to 59 years
 Income should be INR 15,000/- or more (Net salary) for salaried and/or INR 20.000/- or more for self-employed applicants. In case of existing loan deductions, the respective income should be INR 5,000/- more than mentioned in point 2. b.