Learner or learner's relative qualifying following criteria shall be eligible to be the loan applicant: 
a) Age should be between 23 to 59 years
b) Income should be INR 15,000/- or more (Net salary) for salaried and/or INR 20.000/- or more for self-employed applicant.
c) Incase of existing loan deductions, the respective income should be INR 5,000/- more than mentioned in point 2. b.